Удосконалення відстеження витрат з автоматичною синхронізацією транзакцій з карти

Abstract

This work considers aspects of automated expense tracking from bank cards using modern financial applications. Technologies for integrating banking systems through open APIs are discussed. Special attention is paid to expense categorization, financial data visualization, and providing personalized recommendations for users. The paper also outlines the main challenges and prospects for the development of financial management automation in the context of digital transformation.